Open, and logging new jobs · weekdays, 9am–5:30pm Phone is quicker: 0800 6890668
HDR Hull Data Recovery 0800 6890668 Price it up
HDR / Evidence and legal work / Evidence for an insurance claim

Insurance claims · evidence work in Hull

Evidence for an insurance claim, Hull. Your insurer wants the original, not a film of a monitor.

Claims work is excluded by law under the Forensic Science Regulator's statutory Code. The statutory Code deals with criminal proceedings in England & Wales therefore the argument regarding accreditation (that arises within criminal casework) does not apply. Instead a loss adjuster requires the recorder's own file, hash values and a written account detailing how they were acquired. We also set out what could not be read.

Outside the Regulator's criminal Code The recorder's own file Findings, and the gaps

Ring us, in confidence
0800 6890668

What a loss adjuster actually needs.

The file the box wroteA recorder records to its own container. In many cases a generic player will not be able to read it. Re-encoding it, or capturing the screen, will alter the pixels, timing and frame references. Therefore we export the native file, plus a copy that plays anywhere.
The recorder's clockMore claims are settled by this than by anything else on the disk. Recorder clocks drift, get incorrectly set during installation and are rarely corrected for BST. As such a video record marked 02:10 may not have been captured at 02:10. Therefore we calculate the offset to a reference taken at acquisition and state it.
Continuity, written downExhibit reference, MD5 and SHA-256 at both ends, dated log of all handovers, and notes made at the time. All data derived from the master is referenced separately.
What did not readIf a report omits the gaps then it won't help a loss adjuster. If video has been over-written then it is gone. If video is encrypted but the key isn't available then it is also gone. If no video was recorded then none can be provided. We advise which applies and where pictures survive without their timings.

Five claims this work turns up in.

Not one of these? Ring us →
Type of claimWhat we are sentWhat can be shown
A theft/burglaryRecorder / disk from a broken recorderWindow either side of it; exported as the recorder wrote it
Damage by fire/water to a machineDrive from a burnt/soaked office PCSchedules, invoices & photographs contained within
Motor/fleet claimCamera's own card; not a shared clipFull data file from camera including the GPS/sensor/speed readings a forwarded MP4 drops, plus a note of what the shared copy lacks
Business proof of lossThe disk where the records were storedEverything still viewable, as a list with hashes, and a clear declaration of what the disk can now no longer declare
Liability in questionA recording device both parties say supports their own accountSame data exported once, available to both parties, along with how it was produced, so that each party can duplicate it if necessary.
Sending it to us: Get a price quotation prior to sending, via telephone or using the form. Send it to the Leeds intake lab by post. Postage should be insured and traceable. Alternatively drop it off there in person, Monday to Friday, 9am to 5:30pm, with no appointment needed. Return postage will be paid by us. Call us prior to sending if you would like us to check the packing with you. All details are contained within the posting page.

The stages, one by one.

The casebook in full →
01

First a confidential call, then a price in writing Free

This commences with a confidential discussion, and there is no cost involved. These three elements will define the remainder of our work together: What happened? How extensive is this issue (machines, accounts etc.)? And what does the data/evidence need to prove? Together these three factors establish the scope. The scope defines the fixed fee. You have this fixed fee in writing prior to any equipment being examined.

Held in confidenceOne price, put in writingWhat has to be established
02

Stop the recorder recording

The recording device continuously overwrites older recorded data while power is applied, and an insurer's processing system is slower than this loop. Depending on the type of disk used, the number of channels, the resolution and the configuration settings of the recording device, nobody knows exactly how long you will have, therefore do nothing until you turn off power. Then call.

The loop stopped earlyA written hold on file
03

Who is entitled to say yes

Computer Misuse Act 1990 Section 1 states unauthorised access to a computer is a criminal offence. Therefore, we document who authorised each task, and under what conditions. Employers, landlords and owners of vehicles are not in the same situation.

Authority on recordThe Computer Misuse Act point
04

Exported the way it was written

We send two files: a copy of the original recorder file with the required player application to read it, and a file that will open on any machine. We document our conversions instead of converting them silently within a viewer. Each file contains an MD5 and SHA-256 hash value. In addition, we document the difference between the recorder's clock and a known standard time.

Native file, and a playable oneThe clock offset written down
05

Exhibits, logs and every hash

Reports that cannot be tested will be worth little. Therefore, the bundle includes all of the work: exhibits, images, logs of handovers, hashes of everything and notes taken at the time. A third party (the opposing side's expert) can simply repeat our process and reach the same point we reached.

Conclusions, with exhibitsHashes on file, movements loggedOpen to being checked

What we see on the bench

  • Proof of loss is its own issue: A caravan park or a Wolds farm claiming for lost records must prove that those records existed. We provide proof of what exists today, and what the machine stated occurred at the time. We cannot invent a list of deleted files.
  • Someone must be able to give permission: A landlord, an employer and a vehicle owner are not all in the same position, therefore we request permission prior to removing any disks.
  • Do not wait for your insurer to get involved: the dock gate recorder will go through its cycle whatever state a claim is in. Turn off the loop first, then take the time to complete the claims process.
  • Unstated methods are not evidence of anything: if a document won't disclose how the image was created and by whom, your opponent will certainly raise that issue before you do.

Before instructing anyone: version 2 of the Forensic Science Regulator's statutory Code took effect on 2 October 2025 and sets ISO/IEC 17025 as the standard for obtaining images from digital media and recovering CCTV in criminal proceedings in England and Wales. Claims are not criminal proceedings and therefore are subject to entirely different rules. We have no accreditation. Regardless of what else is included in each report, the lack of accreditation is listed on the first page.

One case from the casebook.

HU · HUL-2026-0860LOGGED ✓

A Grimsby loading bay, a disputed claim, and a recorder's clock

A food processor and haulier disputed when a pallet was damaged. Only one witness had recorded what happened: the gate recorder. It had never been adjusted for summer time. We determined the timing difference (offset), exported native video, and identified both. That resolved the dispute once exchange occurred.

Closed post-exchangeCPR 35 start to end

Before you box it up.

Do these first

  • Turn off the recorder now; every hour it is on costs you footage
  • Send over claim/policy number
  • Identify who owns the recorder and who can authorise our company
  • Get a quote first, then send us the recorder or disk; do not send any video clips emailed from someone else

What not to do

  • Connect the recorder's disk to a Windows PC
  • Allow the installer to reset the unit so you can use it again
  • Film the monitor screen and send us that
  • Wait to stop recording until after the insurance process has been completed

What we get asked on the phone.

Does an insurance claim need an accredited examiner?

No. The Forensic Science Regulator's Code stipulates that criminal proceeding cases (England/Wales) are governed by ISO/IEC 17025 standards. Since claims do not constitute criminal proceedings, your inquiry is moot. We maintain no accreditation anyway, and clearly state our position on page one. However, should a case develop into a criminal proceeding after initial consultation, we inform you that our position has now changed.

Why not a video of the screen?

It went through the monitor, the camera lens of your telephone, and was encoded again. As such, the timing and additional data from the recording device have been lost. An insurance company would like to receive what the recording device itself wrote, along with a hash value.

Can you prove what files were lost?

We can identify which files on the media remain readable and describe what the media records regarding the remaining unreadable files. When an area is overwritten, we will indicate that it has been overwritten. We will not make assumptions.

Whose permission do we need to examine it?

Someone who has authority to do so. Since unauthorised access to computer systems or files is an offence under Section 1 of the Computer Misuse Act 1990, the basis for each job is recorded within the file. There is a difference in terms of how employers, landlords, owners of vehicles and drivers relate to the work being performed.

An insurer’s clock does not stop for you.

Since timing constraints usually dictate when examinations are completed, the sooner evidence is documented and recorded, the better chance that evidence remains intact past the time limit. Please log your request. The first review of your evidence has no cost associated with it; further, any communications exchanged with us will remain confidential.

0800 6890668